Don’t let a lack of working capital prevent you from purchasing new stock or inventory to capitalise on potential sales. Express Fund helps businesses finance inventory and equipment orders so you can focus on growing your business.

Frequently Asked Questions

How much does a business loan cost?

We use a simple interest rate against your outstanding balance. That means you pay back what you borrowed (the principal), plus interest, but no additional charges or sneaky fees.

What are the extra fees?

We don’t charge any hidden fees or charges at all. No establishment fees, direct debit fees, or penalties for early repayment.

How long are the loan terms?

Terms are available between 6 to 24 months depending on your requirements.

How long does the whole process take?

You can apply online in under ten minutes, and we’ll contact you within 24 hours to let you know if you’ve been approved. If your loan is approved, the funds can be in your account within 24 hours.

How is Express Fund different to a traditional bank?

At Express Fund, we work with a range of lenders that can make a decision in minutes; much faster than banks, which usually take 6-8 weeks to process an application. Our business is targeted to small and medium businesses, which means we understand your pain points and know just how to help you.

Unlike a traditional loan, we’ve also eliminated the fine print, hidden fees, and complex paperwork. This means you understand what’s going on at every stage, and know exactly what you’re loan agreement means. We’re here to help grow your business, not hold it back.

How much can I borrow?

We fund between $2,500 and $250,000. If you need more than $250,000, contact us here or make a time to speak with Ben Millar to discuss your specific scenario, by clicking on the link below.