2018 Golf GTI

$174 p.wGolf GTI.* over 3 years based on a novated lease with 15,000 km driven per year. Tax savings of $3216 per year including GST savings . *Based on salary of $85K .

 

2018 VW Tiguan 132TSI 

Tiguan TSI 2

267 p.w.* over 3 years, based on a novated lease with 15,000 kms driven per year.  Tax savings on $3366 per year including GST savings. *Based on salary of $85K .

 

Toyota Hilux 4x4 SR Dual Cab Chassis

hILUX WITH TRAY$271 p.w* over 3 years, based on a novated lease with 15,000 kms driven per year. Tax savings of $3018 per year including GST savings. *Based on salary of $85K .

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Let's look at what the finance options are

Finance Lease

A finance lease enables the customer to have the use of a car or commercial vehicle and the benefits of ownership, while the financier retains actual ownership of the vehicle. With a car lease, the lender purchases the vehicle and then leases it back to the customer in return for monthly rental payments. When the lease ends, the customer has the option pay a residual value on the lease and take ownership of the car, or take a trade or continue to lease the vehicle.  Learn More

Novated Lease

A novated lease is by far the most cost effective way to finance a car.  Imagine being able to pay for fuel, car registration and insurance, new tyres and other maintenance costs from your pre-tax earnings. Well, a novated lease bundles all these costs into one simple (pre-tax) payment and is one of the most cost effective ways to buy and own a car. And you don’t need to be a senior executive to be eligible. As long as you are a full time, permanent employee you could be eligible.  Learn More

Chattel Mortgage

Under a Chattel Mortgage, the financier funds the purchase a vehicle, and the customer takes ownership of the vehicle (chattel) at the time of purchase. The financier then takes a "mortgage" over the vehicle as security for the loan. If you are self employed and planning to use your car primarily for business, then a Chattel Mortgage is a good option. It is a fixed-interest loan that presents a tax advantage (loan repayments do not require simultaneous payment of the GST).  Learn More