Novated Leasing Made Easy

Dreaming of a new car? Finance made easy with Express Fund

At Express Fund, we make car financing simple. We offer competitive rates and tailored finance solutions for new and used cars. Whether you're self-employed or a PAYG employee, we have the perfect financing options for you.

How novated leasing works

Novated leasing is a three-way agreement between you, your employer, and Express Fund. Your employer deducts lease payments from your pre-tax salary, reducing your taxable income. This arrangement covers vehicle expenses like fuel, maintenance, and insurance, offering tax savings and convenience for employees.

What are the benefits?

Novated leasing offers significant tax benefits by reducing your taxable income through pre-tax salary deductions. It simplifies vehicle ownership by bundling expenses such as fuel, maintenance, and insurance into one manageable payment. Additionally, it provides flexibility in choosing the vehicle and often includes discounts and better rates negotiated by the leasing company. This arrangement can lead to overall cost savings and convenience for employees. 

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1. Select your preferred vehicle

Start by selecting your preferred vehicle, considering factors such as type, model, and usage. Next, gather the necessary documents, including proof of income and employment details, to support your application. Complete the online application form with accurate information about your chosen vehicle and financial situation. 

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2. Apply online 

Choosing the right vehicle involves evaluating your personal or business requirements. Consider factors such as the type of vehicle, fuel efficiency, maintenance costs, and resale value. Think about your daily commute, family needs, or business use. Research different makes and models to find a vehicle that fits your lifestyle and budget. 

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3. Employer setup

After you sign the lease agreement, your employer will set up the necessary salary deductions. These lease payments will be automatically deducted from your pre-tax income, providing you with significant tax benefits. This arrangement simplifies your finances by ensuring that lease payments are managed efficiently and seamlessly.

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4. Take delivery of your car

This is the fun part. Once you've signed the paperwork and your finance is approved, you can usually expect to pick up your car within 1-2 days. This quick turnaround means you'll be driving your new vehicle in no time, enjoying the benefits of your novated lease almost immediately.

 

Do you know what make and model of car you're interested in? Contact us for a quote today.

GET A CAR FINANCE QUOTE TODAY!